$ULAB

The Native Token of LayerBank Finance

ULAB

Governed globally by the DAO holding $ULAB tokens, LayerBank leverages the OFT standard by LayerZero. $ULAB, as an OFT token, supports seamless bridging and trading across L2 solutions without liquidity restrictions in the omni-chain environment.

As the foundational token of the LayerBank ecosystem, $ULAB holders can stake their tokens, converting them to xULAB. This allows them to exercise governance within LayerBank, vote on various factors, and direct the platform’s major development trajectories.

Benefits of Staking $ULAB:

Staking $ULAB yields several benefits within the protocol:

1. Access to an enhanced lending environment with relaxed conditions concerning LTV and liquidation risks.

2. Payment of ULAB fees for OFT bridge transactions.

3. Acquisition of staking rewards in ULAB.

Thus, LayerBank users can earn ULAB, the native utility token of LayerBank, by supplying liquidity and engaging in lending activities. This enables them to enjoy various benefits within the LayerBank ecosystem, solidifying their participation and influence in its growth and governance.

LAB.m (Manta)

General LAB.m Statistics

• Name: LAB.m (LayerBank Manta token)

• Token Symbol: LAB.m

• Token Type: ERC20

• Chain: Manta Pacific

• Max supply: 100,000,000

• Contract: 0x20A512dbdC0D006f46E6cA11329034Eb3d18c997

LAB.m Distribution

Allocation	Token Amount	Percentage	Wallet Address	Vesting
Liquidity Incentives	44.5M	44.5%	0x67c10B7b8eEFe92EB4DfdEeedd94263632E483b0 / 0xC85836a3878e4DbBEc91ac0701d4F6dB08ce616d	Over the next 5 years
Initial Liquidity	5.0M	5.0%	0xB6E48758dcD77c312401fB35401335dBA13dD0b6	TGE 100%
Development Fund	15.0M	15.0%	0x9fea1782b5deFF62E32576Cd29993824ecD2c9D3	6 months cliff then 24 months linear vesting
Ecosystem Fund	10.0M	10.0%	0x683049b66B55a202bFC9a60e954fF9b41Ba7B39a	6 months cliff then 24 months linear vesting
Investors	5.0M	5.0%	0x6d28332Dda6B38408fec31F775D5b2E6D6C7781E	6 months cliff then 24 months linear vesting
LayerBank Treasury	20.5M	20.5%	0x9125548148fb44af1E772a6C1F3727a65D043599	6 months cliff then 24 months linear vesting
Total	100M	100%

• Liquidity Incentives: This allocation is designated for users engaging with the LayerBank ecosystem and will be distributed over the next five years, including weekly staking rewards.

• Initial Liquidity: This allocation is earmarked for providing the initial liquidity supply for the LAB.m.

• Development Fund: This fund is allocated for the development team, intended for the maintenance and enhancement of LayerBank.

• Ecosystem Fund: This allocation is dedicated to opportunities such as listings, marketing, and future partnerships, aiming to enrich the LayerBank ecosystem.

• Investors: This allocation will be distributed among the early backers and investors of the project.

• LayerBank Treasury: This allocation serves as an insurance fund for LayerBank, also covering various contingency purposes.

LAB (Linea)

• Name: LAB (LayerBank Linea token)

• Token Symbol: LAB

• Chain: Linea

• Max supply: 100,000,000 LAB

• Contract: 0xB97F21D1f2508fF5c73E7B5AF02847640B1ff75d

LAB Allocation

Allocation	Token Amount	Percentage	Vesting
IDO	9.2M	9.2%	30% at TGE and 70% linear vesting over 7 months.
Liquidity Incentives	44.5M	44.5%	Over the next 5 years
Initial Liquidity	1.5M	1.5%	TGE 100%
Development Fund	15.0M	15.0%	3 months cliff then 24 months linear vesting
Ecosystem Fund	15.0M	15.0%	2% at TGE, then 3-month cliff and 24-month linear vesting
LayerBank Treasury	11.8M	11.8%	6 months cliff and then 24 months linear vesting
Pre-mining	3.0M	3%	TGE 100%
Total	100M	100%

LAB.s (Scroll)

• Name: LAB.s (LayerBank Scroll token)

• Token Symbol: LAB.s

• Chain: Scroll

• Max supply: 100,000,000 LAB.s

• Contract: 0x2A00647F45047f05BDed961Eb8ECABc42780e604

LAB.s Allocation

Allocation	Token Amount	Percentage	Vesting
Liquidity Incentives	44.5M	44.5%	Over the next 5 years
Initial Liquidity	5M	5%	TGE 100%
Development Fund	15.0M	15.0%	6 months cliff then 24 months linear vesting
Ecosystem Fund	15.0M	15.0%	20% at TGE, then 24 months linear vesting
LayerBank Treasury	20.5M	20.5%	6 months cliff then 24 months linear vesting
Total	100M	100%

Emission Schedule

In the first month of launch, 1,350,700 LAB.m token will be emitted. Following this, the monthly emission will decrease by 2.27% from the previous month's total. Over the next 5 years, up to 44,500,000 LAB.m token will be distributed as liquidity incentives.

Please note that this schedule is flexible and may be adjusted based on market conditions. It will be subject to control by LayerBank governance at a later date.

Months	Total Rewards	Supply	Borrow	Staking
1	1,350,700	216,112	1,080,560	54,028
2	1,320,039	211,206	1,056,031	52,802
3	1,290,074	206,412	1,032,059	51,603
4	1,260,790	201,726	1,008,632	50,432
5	1,232,170	197,147	985,736	49,287
6	1,204,199	192,672	963,359	48,168
7	1,176,864	188,298	941,491	47,075
8	1,150,149	184,024	920,119	46,006
9	1,124,041	179,847	899,233	44,962
10	1,098,525	175,764	878,820	43,941
11	1,073,589	171,774	858,871	42,944
12	1,049,218	167,875	839,375	41,969
13	1,025,401	164,064	820,321	41,016
14	1,002,124	160,340	801,699	40,085
15	979,376	156,700	783,501	39,175
16	957,144	153,143	765,715	38,286
17	935,417	149,667	748,334	37,417
18	914,183	146,269	731,346	36,567
19	893,431	142,949	714,745	35,737
20	873,150	139,704	698,520	34,926
21	853,330	136,533	682,664	34,133
22	833,959	133,433	667,167	33,358
23	815,028	130,405	652,023	32,601
24	796,527	127,444	637,222	31,861
25	778,446	124,551	622,757	31,138
26	760,775	121,724	608,620	30,431
27	743,506	118,961	594,805	29,740
28	726,628	116,260	581,302	29,065
29	710,134	113,621	568,107	28,405
30	694,014	111,042	555,211	27,761
31	678,259	108,522	542,608	27,130
32	662,863	106,058	530,290	26,515
33	647,816	103,651	518,253	25,913
34	633,111	101,298	506,488	25,324
35	618,739	98,998	494,991	24,750
36	604,694	96,751	483,755	24,188
37	590,967	94,555	472,774	23,639
38	577,552	92,408	462,042	23,102
39	564,442	90,311	451,553	22,578
40	551,629	88,261	441,303	22,065
41	539,107	86,257	431,285	21,564
42	526,869	84,299	421,495	21,075
43	514,909	82,385	411,927	20,596
44	503,221	80,515	402,577	20,129
45	491,798	78,688	393,438	19,672
46	480,634	76,901	384,507	19,225
47	469,723	75,156	375,779	18,789
48	459,061	73,450	367,249	18,362
49	448,640	71,782	358,912	17,946
50	438,456	70,153	350,765	17,538
51	428,503	68,560	342,802	17,140
52	418,776	67,004	335,021	16,751
53	409,270	65,483	327,416	16,371
54	399,979	63,997	319,983	15,999
55	390,900	62,544	312,720	15,636
56	382,026	61,124	305,621	15,281
57	373,354	59,737	298,683	14,934
58	364,879	58,381	291,903	14,595
59	356,596	57,055	285,277	14,264
60	348,502	55,760	278,801	13,940