> For the complete documentation index, see [llms.txt](https://docs.layerbank.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.layerbank.finance/other-information/l.points.md).

# L.Points

## **LayerBank Points (L.Points)**

LayerBank’s **L.Points Program** rewards active users and shares the upside from new chain integrations and potential airdrops.

Earn points by supplying, borrowing, and staking $ULAB — and convert your participation into real rewards.

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### **How to Earn L.Points**

Points are calculated across **all supported chains and aggregated into a single global balance**.\
This means your activity on multiple chains contributes to one unified L.Points total.

| Action          | Rate (per $1)    | Notes                                            |
| --------------- | ---------------- | ------------------------------------------------ |
| **Supply**      | **0.3 L.Point**  | Earn points for providing liquidity.             |
| **Borrow**      | **2.4 L.Points** | Higher weighting for borrowing activity.         |
| **Stake $ULAB** | Coming Soon      | Staking will also earn points in future updates. |

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### **Updates & Leaderboard**

* **Point Updates:** Every 6 hours
* **Leaderboard Refresh:** Every 24 hours
* **Where to Check:** Go to **L.Points** tab in the LayerBank app

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### **Airdrop Disclaimer**

While L.Points are designed to share potential airdrops from chain partners, **LayerBank cannot guarantee airdrops on every chain**.\
Accumulating points simply increases your share if rewards are distributed.